Today we’ll be looking at what it is you need to watch out for when purchasing something online in order to prevent criminals from accessing your card details and making transactions in your name. You can significantly reduce the risk of this happening to you in the future by following our guidelines here at RAND.
If you are ever required to enter your PIN number when shopping online, do not proceed with the payment. PIN numbers are only meant for physical card transactions from a cash machine and a physical store checkout. Criminals can easily obtain your PIN number by asking you for it in a transaction, so always watch out for this!
In most cases, websites that you purchase from will require you to enter a security code found on the back of your card. This is the usual practice when purchasing online and doesn’t need to be avoided. Websites are not allowed to store personal information, so if they request this without express permission, think twice before purchasing here.
Finally, many sites will save your card details so that you can make transactions easily in the future. It is much safer to delete your card details and provide them again only when you make another purchase, unless you know the site can be trusted.